Ramblings of a Baltimore area Realtor: Baltimore City Employee Home Ownership Program

Baltimore City Employee Home Ownership Program

Baltimore City Employee Home Ownership Program

This program is designed to assist all active employees of the City of Baltimore to become homeowners within the city limits.

All active employees of the City of Baltimore, City of Baltimore agencies and quasi-agencies working for a minimum of 6 months are eligible.

This is a $5,000 down payment and closing cost assistance grant with no annual income limits.  This is a no interest loan for a period of 5 years and after the 5 years have passed the loan is forgiven and it is reduced by 20% for each year you occupy the property.    

The property must be located in the City of Baltimore and the mortgage loan amount can not exceed $417,000.  The buyer must contribute at least $1,000 of their own money towards the purchase and must use the property for their principal residence.  The  closing on the property must occur within 90 days of the contract date and only one city employee per household may receive assistance. 

The buyer must also take a home buyer education class from an accredited HUD counseling agency (ask me for a referral).  

If you are thinking of buying or selling a home in  Maryland give us a call at 410-292-0100 or start your search here and we'll talk about the market conditions and what your home could possibly be worth in today's market place if you are thinking of selling.  If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone is worth the plunge into today's market. Houwzer and I are connected with some of the brightest and best real estate agents in the world and can assist with your move here in Maryland or anywhere in the United States or abroad.  Ask me how.

During these trying times, Houwzer and I are equipped with the latest technology to sell your home using Virtual Open Houses, Virtual showings, electronic signing, virtual inspection, and even online closings.   You can reach out to me through Snapchat, Duo, Skype, Google Hangouts, What's App, text messaging, or simply by phone.  We take your and your family's health and safety very seriously.  

June Piper-Brandon ~ Associate Broker ~ CDPE, CIAS, ePro, MRP

Houwzer Inc.

410-292-0100 - Direct   410-559-0155 Office

City Living Expert







June Piper Brandon - Agent with Century 21 New Millennium

June Piper Brandon - Agent with Century 21 New Millennium

Comment balloon 0 commentsJune Piper-Brandon • March 25 2016 08:41AM


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